|
Financial Institution
|
Product Type
|
Interest Type
|
Interest Rate
|
Tenure
|
Min Ticket Size
|
Security
|
More Details
|
|
Salaried Individuals
|
Fixed
|
14.0%
|
Up to 5 years
|
Up to Rs. 7.5 million
|
Drawing a monthly gross salary above Rs.100,000/-
|
Last updated:
August, 2024
|
|
Professionals
|
Fixed
|
13.0%
|
Up to 7 years
|
Up to Rs. 7.5 million
|
Drawing a monthly gross salary above Rs.150,000/-
|
|
Standard
|
Fixed
|
14.50% - 15.50%
|
Up to 7 years
|
Rs. 100,000/- up to
Rs. 5.0 million
|
Monthly regular net income should be Rs 75,000/-, to apply
Guarantor Statements (if applicable)
|
Last updated:
August, 2024
|
|
Premium- Holding premier ComBank accounts
|
Fixed
|
15.0% - 15.5%
|
Up to 7 years
|
Rs. 100,000/- to
Rs. 5.0 million
|
|
Platinum- earning a monthly salary above Rs.200,000/- or by professionals
|
Fixed
|
14.5% - 15.0%
|
Up to 7 years
|
Rs. 100,000/- to
Rs. 5.0 million
|
|
For Salary Smart/ HNB Youth Customers Only
|
Fixed
|
15.0% - 18.0%
|
3 - 8 years
|
Rs. 100,000
|
Minimun income should be Rs. 100,000
|
Last updated:
August, 2024
|
|
Floating
|
AWPLR + 2.50% - AWPLR + 3.00%
|
3 - 7 years
|
|
Fixed Cumulative Floating
|
3 / 5 years fixed followed by AWPLR + 3.00%
|
3 - 5 years
|
|
Without salary remittances (S/O), salary remittances, Not categorized under "Salary Smart" & Business Clients
|
Fixed
|
16.5% - 20.0%
|
3 - 5 years
|
|
Floating
|
AWPLR + 3.00% - AWPLR + 3.50%
|
3 - 5 years
|
|
Fixed Cumulative Floating
|
3 / 5 Years fixed followed by AWPLR + 3.25%
|
3 - 5 years
|
|
Loan against property
|
Fixed
|
12.75% - 16.0%
|
1 - 10 years
|
Rs. 100,000
|
Property
|
|
Floating
|
AWPLR + 2.50% - AWPLR + 3.00%
|
1 - 10 years
|
|
Personal Loan
|
Fixed
|
28.0%
|
1 - 5 years
|
Rs. 500,000/- to
Rs. 15.0 million
|
Property mortgage
|
Last updated:
November 11st, 2023
|
|
Micro Personal Loan
|
Fixed
|
32.0%
|
1 - 5 years
|
Rs. 100,000/- to
Rs. 500,000/-
|
Property mortgage
|
