Financial Institution
Product Type
Interest Type
Interest Rate
Tenure
Min Ticket Size
Security
More Details
Salaried Individuals
Fixed
14.0%
Up to 5 years
Up to Rs. 7.5 million
Drawing a monthly gross salary above Rs.100,000/-
Last updated: August, 2024
Professionals
Fixed
13.0%
Up to 7 years
Up to Rs. 7.5 million
Drawing a monthly gross salary above Rs.150,000/-
Standard
Fixed
14.50% - 15.50%
Up to 7 years
Rs. 100,000/- up to Rs. 5.0 million
Monthly regular net income should be Rs 75,000/-, to apply
Guarantor Statements (if applicable)
Last updated: August, 2024
Premium- Holding premier ComBank accounts
Fixed
15.0% - 15.5%
Up to 7 years
Rs. 100,000/- to Rs. 5.0 million
Platinum- earning a monthly salary above Rs.200,000/- or by professionals
Fixed
14.5% - 15.0%
Up to 7 years
Rs. 100,000/- to Rs. 5.0 million
For Salary Smart/ HNB Youth Customers Only
Fixed
15.0% - 18.0%
3 - 8 years
Rs. 100,000
Minimun income should be Rs. 100,000
Last updated: August, 2024
Floating
AWPLR + 2.50% - AWPLR + 3.00%
3 - 7 years
Fixed Cumulative Floating
3 / 5 years fixed followed by AWPLR + 3.00%
3 - 5 years
Without salary remittances (S/O), salary remittances, Not categorized under "Salary Smart" & Business Clients
Fixed
16.5% - 20.0%
3 - 5 years
Floating
AWPLR + 3.00% - AWPLR + 3.50%
3 - 5 years
Fixed Cumulative Floating
3 / 5 Years fixed followed by AWPLR + 3.25%
3 - 5 years
Loan against property
Fixed
12.75% - 16.0%
1 - 10 years
Rs. 100,000
Property
Floating
AWPLR + 2.50% - AWPLR + 3.00%
1 - 10 years
Personal Loan
Fixed
28.0%
1 - 5 years
Rs. 500,000/- to Rs. 15.0 million
Property mortgage
Last updated: November 11st, 2023
Micro Personal Loan
Fixed
32.0%
1 - 5 years
Rs. 100,000/- to Rs. 500,000/-
Property mortgage