| Financial Institution | Product Type | Interest Type | Interest Rate | Tenure | Min Ticket Size | More Details |
|---|---|---|---|---|---|---|
|
Home Loan | Contact the bank | 12.0% | Up to 25 years | Up to Rs. 50.0 million |
Last updated: August, 2024 |
|
Standard | Fixed | 12.0% - 16.0% | Up to 15 years |
Rs. 500,000/- up to Rs. 50.0 million |
Last updated: August, 2024 |
| Up to 15 years - 16.0% p.a Balance 5 years - AWPLR + 3.0% | 20 years | |||||
| Premium- Holding premier ComBank accounts | Fixed | 11.50% - 15.50% | Up to 15 years | |||
| Up to 15 years - 15.50% p.a Balance 5 years - AWPLR + 3.0% | 20 years | |||||
| Platinum- earning a monthly salary above Rs.200,000/- or by professionals | Fixed | 13.0%- 15.0% | Up to 15 years | |||
| Up to 15 years - 15.0% p.a Balance 5 years - AWPLR + 3.0% | 20 years | |||||
| Green Home Loans | Fixed | 11.50% - 14.0% | Up to 15 years | |||
| Floating | AWPLR + 3.00% | Up to 15 years | ||||
|
For Salary Smart/ HNB youth customers only | Fixed | 13.0% - 15.5% | Up to 10 years | Rs. 500,000/- |
Last updated: August, 2024 |
| 3 / 5 / 10 years fixed followed by AWPLR + 3.00% | 10+ years | |||||
| Floating | AWPLR + 2.50% | Up to 10 years | ||||
| AWPLR + 2.75% | 10+ years | |||||
| Floating (USD only) | 6 Months SOFR + 7.50% | |||||
| Without salary remittances (S/O), salary remittances, Not categorized under "Salary Smart" & Business Clients | Fixed | 15.0%- 17.5% | Up to 10 years | |||
| 3 / 5 / 10 years fixed followed by AWPLR + 3.50% | 10+ years | |||||
| Floating | AWPLR + 3.0% | Up to 10 years | ||||
| AWPLR + 3.25% | 10+ years | |||||
| Floating (USD only) | 6 Months SOFR + 7.50% | |||||
|
Housing Loan | Fixed | 25.0% | 1 - 7 years |
Rs. 500,000/- up to Rs. 15.0 million |
Last updated: November 16th, 2023 |
COMMERCIAL BANK
Housing Loan
Fixed Rates
Product 1 – Standard
- Interest Rate: 12.0% - 16.0%
- Tenure: Up to 15 years
- Ticket Size: Rs. 500,000 - Rs. 50 million
- Interest Rate: Up to 15 years - 16.0% p.a Balance 5 years - AWPLR + 3.0%
- Tenure: 20 years
- Ticket Size: Rs. 500,000 - Rs. 50 million
Product 2 – Premium- Holding premier ComBank accounts
- Interest Rate: 11.50% - 15.50%
- Tenure: Up to 15 years
- Ticket Size: Rs. 500,000 - Rs. 50 million
- Interest Rate: Up to 15 years - 15.50% p.a Balance 5 years - AWPLR + 3.0%
- Tenure: 20 years
- Ticket Size: Rs. 500,000 - Rs. 50 million
Product 3 – Platinum- earning a monthly salary above Rs.200,000/- or by professionals
- Interest Rate: 13.0% - 15.0%
- Tenure: Up to 15 years
- Ticket Size: Rs. 500,000 - Rs. 50 million
- Interest Rate: Up to 15 years - 15.0% p.a Balance 5 years - AWPLR + 3.0%
- Tenure: 20 years
- Ticket Size: Rs. 500,000 - Rs. 50 million
Product 4 – Green Home Loans
- Interest Rate: 11.50% - 14.0%
- Tenure: Up to 15 years
- Ticket Size: Rs. 500,000 - Rs. 50 million
Floating Rates
- Interest Rate: AWPLR + 3.00%
- Tenure: Up to 15 years
- Ticket Size: Rs. 500,000 - Rs. 50 million
Last updated: August, 2024
*Please contact the bank for the latest information
Personal Loan
Product 1 – Standard
- Interest Type: Fixed
- Interest Rate: 14.50% - 15.50%
- Tenure: Up to 7 years
- Ticket Size: Rs. 100,000/- to Rs. 5.0 million
- Security: Monthly regular net income should be Rs 75,000/-, to apply.
Guarantor Statements (if applicable)
Product 2 – Premium- Holding premier ComBank accounts
- Interest Type: Fixed
- Interest Rate: 14.0% - 15.0%
- Tenure: Up to 7 years
- Ticket Size: Rs. 100,000/- to Rs. 5.0 million
- Security: Monthly regular net income should be Rs 75,000/-, to apply.
Guarantor Statements (if applicable)
Product 3 – Platinum- earning a monthly salary above Rs.200,000/- or by professionals
- Interest Type: Fixed
- Interest Rate: 13.5% - 14.5%
- Tenure: Up to 7 years
- Ticket Size: Rs. 100,000/- to Rs. 5.0 million
- Security: Monthly regular net income should be Rs 75,000/-, to apply.
Guarantor Statements (if applicable)
Last updated: August, 2024
*Please contact the bank for the latest information
HNB
Housing Loan
Home Loans
Value Proposition: Response within 2 working days
Ticket Size: Rs. 500,000/-
| Product Type | Interest Type | Interest Rate | Tenure |
|---|---|---|---|
| For Salary Smart/ HNB youth customers only | Fixed | 13.0% - 15.5% | Up to 10 years |
| 3 / 5 / 10 years fixed followed by AWPLR + 3.00% | 10+ years | ||
| Floating | AWPLR + 2.50% | Up to 10 years | |
| AWPLR + 2.75% | 10+ years | ||
| Floating (USD only) | 6 Months SOFR + 7.50% | ||
| Without salary remittances (S/O), salary remittances, Not categorized under "Salary Smart" & Business Clients | Fixed | 15.0%- 17.5% | Up to 10 years |
| 3 / 5 / 10 years fixed followed by AWPLR + 3.50% | 10+ years | ||
| Floating | AWPLR + 3.0% | Up to 10 years | |
| AWPLR + 3.25% | 10+ years | ||
| Floating (USD only) | 6 Months SOFR + 7.50% |
Important:-
Home loans are being approved without checking the property details. Once client eligible for Home loan after approval of the AIP communication with the client to be done offline means through E-mails.
Last updated: August, 2024
*Please contact the bank for the latest information
Personal Loan
Personal Loans
Value Proposition: Response within 2 working days
Ticket Size: Rs. 100,000
| Product Type | Interest Type | Interest Rate | Tenure | Security |
|---|---|---|---|---|
| For Salary Smart/ HNB Youth Customers Only | Fixed | 15.0% - 18.0% | 3 - 8 years | Minimun income should be Rs. 100,000 |
| Floating | AWPLR + 2.50% - AWPLR + 3.00% | 3 - 7 years | ||
| Fixed Cumulative Floating | 3 / 5 years fixed followed by AWPLR + 3.00% | 3 - 7 years | ||
| Without salary remittances (S/O), salary remittances, Not categorized under "Salary Smart" & Business Clients | Fixed | 16.5% - 20.0% | 3 - 5 years | |
| Floating | AWPLR + 3.00% - AWPLR + 3.50% | 3 - 5 years | ||
| Fixed Cumulative Floating | 3 / 5 years fixed followed by AWPLR + 3.25% | 3 - 5 years | ||
| Loan against property | Fixed | 12.75% - 16.0% | 1 - 10 years | Property |
| Floating | AWPLR + 2.50% - AWPLR + 3.00% |
Last updated: August, 2024
*Please contact the bank for the latest information
Cargills Bank
Home Loan
Product 1 – Home Loan
- Interest Type: Contact the bank
- Interest Rate: 12.0%
- Tenure: Up to 25 years
- Ticket Size: Up to Rs. 50.0 million
Last updated: August, 2024
*Please contact the bank for the latest information
Personal Loan
Product 1 – Salaried Individuals
- Interest Type: Fixed
- Interest Rate: 14.0%
- Tenure: Up to 5 years
- Ticket Size: Up to Rs. 5.0 million
- Security: Drawing a monthly gross salary above Rs.100,000
Product 2 – Professionals
- Interest Type: Fixed
- Interest Rate: 13.0%
- Tenure: Up to 7 years
- Ticket Size: Up to Rs. 7.5 million
- Security: Drawing a monthly gross salary above Rs.150,000
Last updated: August, 2024
*Please contact the bank for the latest information
SARVODAYA FINANCE
Housing Loan
Product – Housing Loan
- Interest Type: Fixed
- Interest Rate: 25.0%
- Tenure: 1 - 7 years
- Ticket Size: Rs. 500,000/- to Rs. 15.0 million
- Value Proposition: Response within 1 - 2 working days
Last updated: November 16th, 2023
*Please contact the bank for the latest information
Personal Loan
Product 1 – Personal Loan
- Interest Type: Fixed
- Interest Rate: 28.0%
- Tenure: 1 - 5 years
- Ticket Size: Rs. 500,000/- to Rs. 15.0 million
- Security: Property mortgage
- Value Proposition: Response within 1 - 2 working days
Product 2 – Micro Personal Loan
- Interest Type: Fixed
- Interest Rate: 32.0%
- Tenure: 1 - 5 years
- Ticket Size: Rs. 100,000/- to Rs. 500,000/-
- Security: Property mortgage
- Value Proposition: Response within 1 - 2 working days
Last updated: November 11st, 2023
*PPlease contact the bank for the latest information
Partner Financial Institutions
Collaborations
